eachUnit：

In order to implement the spirit of the 20th National Congress of the Party，In-depth study and implementation of General Secretary Xi Jinping’s important exposition on financial work，Unswervingly follow the path of financial development with Chinese characteristics，Solidly promote the research work on the high-quality development of city commercial banks，Shaanxi Provincial Federation of Social Sciences、Chang'an Bank Co., Ltd. is based on the "Special Management Measures for Philosophy and Social Science Research in Shaanxi Province (Trial)" and the "Implementation Measures for Special Cooperation Projects for Philosophy and Social Science Research in Shaanxi Province (Trial)"，Cooperative establishment2024Annual “High-Quality Development of Shaanxi City Commercial Banks” Major Research Project，The relevant matters are hereby notified as follows:

1. Topic selection direction

(1) Research on city commercial banks and local economic and social development

Carry out analysis and research on the impact of the development of city commercial banks on the local economy，Constructing an indicator system for the development of city commercial banks and their impact on local economic development，Exploring the effects and characteristics of the impact of the development of city commercial banks on the local economy、Mechanism and path、Supervision and optimization, etc.。Including but not limited to the relationship between regional city commercial banks and regional economic and social development、Interrelationship with regional industry structure, etc.。

(2) City commercial banks should prepare five major articles——Technology Finance Research

Revolving around our province’s strategy of strengthening the province through science and technology and the province’s new quality productivity layout，Further promote the quality and upgrade of Qin Chuang’s original new drive platform、From potential to energy，m88 online sports bettingUse m88 slot machine casinofinancial power to promote innovation chain, industrial chain, capital chain and talent chain“Four-chain” deep integration，Accelerate the cultivation and development of new productive forces，m88 online sports bettingUse financial power to help strengthen technological innovation、New breakthroughs in building a modern industrial system。

(3) City commercial banks should prepare five major articles——Green Finance Research

Focusing on accelerating the improvement of the green financial system，Continuously improve the ability to serve the development of green industries and conduct research。Revolving around the active development of carbon finance，Support“Carbon Peak” “Carbon Neutral”，Support energy conservation and environmental protection、Clean energy and other key areas and low-carbon transformation of traditional enterprises，Continue to promote the issuance of corporate green financial bonds，Continuously enrich the supply of green financial products, etc.。

(4) City commercial banks should prepare five major articles——Research on Inclusive Finance

around“Basic financial services are more popular、Financing for business entities is more convenient、Support rural revitalization more effectively、More sound protection of financial consumer rights、Risk prevention and control is more effective、The goal of improving the inclusive supporting mechanism，Adhere to the concept of finance for the people，Improve the coverage and availability of inclusive finance，Based on the actual conditions of the province，Study on the ways inclusive finance can help local economic and social development。

(5) City commercial banks should prepare five major articles——Pension Finance Research

Revolving around pension finance、Retirement care industry finance、Elderly Care Service Finance、Carry out research on pension financial ecology and other aspects，In-depth study of the development status of the elderly care field in Shaanxi region、Business model and financial needs，Focus on health management、Healthy Residence、Key areas such as biomedicine，Enrich the supply of pension financial products，Build a characteristic financial product service system，Leverage financial power to support economic and social development。

(6) City commercial banks should prepare five major articles——Digital Finance Research

Revolving around the digital transformation of local city commercial banks，Explore new ways to use digital thinking and digital technology to improve the quality and efficiency of financial services。Focus on city commercial bank data standards、Data Quality、Data security and other data governance aspects，Research on improving data application performance and other related content，Research on banking industry data asset management and operation and other related contents。

m88 slot machine casino(m88 live casino and sports betting7) Research on Preventing and Resolving Financial Risks in City Commercial Banks

Revolving around comprehensive risk management requirements for city commercial banks，Focus on credit risk、Market risk、Operational risk、Strategic risks and other key risk areas，Study effective ways for local city commercial banks to prevent and resolve financial risks。System sorting credit risk、Market risk、Risk measurement model of operational risk，Propose targeted solutions to improve the level of comprehensive risk management，Promote high-quality development of local city commercial banks。

(8) Research on the Transformation and Development Path of City Commercial Banks

Accurately grasp the political environment facing city commercial banks、Economic Development、Regulatory requirements environment、Industry structure and other situations，Based on the local area，Combining the development characteristics of city commercial banks and regional resource endowments，Properly deal with the relationship between effective improvement in quality and reasonable growth in quantity，The relationship between high-quality development and high-level risk prevention and control，Actively explore city commercial banks to move forward steadily on the road of high-quality development。

The person in charge of each project selects the topic according to the direction shown，Draft your own topic for application。

2. Project declaration

This project is a special research project on philosophy and social sciences of Shaanxi Province，By Provincial Social Science Federation、Organization and implementation by Changan Bank，Open declaration to the social science community across the province。Project declaration must be submitted through the supporting unit，Does not accept individual or joint declarations。

(1) Application conditions

1.The applicant has been engaged in research work in related fields for a long time，Able to carry out in-depth field research，Have a relatively rich accumulation of achievements; in principle, you must have a professional and technical title (position) or a doctoral degree of associate senior or above。

2.Has undertaken the Shaanxi Province Philosophy and Social Science Research Special Project，Those who have not completed the project are not allowed to apply; those who have not entered the Shaanxi Province Digital Social Science Information Resources Database are not allowed to apply。

3.The project supporting unit should have strong academic resources and research strength in relevant fields，With scientific research management functional department，Be able to provide the necessary conditions to conduct research and promise credibility。

4.Each supporting unit must strengthen the organization and guidance of the declaration m88 best betting websitework，m88 best betting websiteStrict review of application qualifications、The authenticity of previous research results、The research strength and relevant conditions of the project team，And sign a clear opinion。

(2) Declaration method

The application project must truthfully fill in the "Declaration Form" (in duplicate) as required、"Argumentation Sheet" (five copies) and summary table，Submit within the specified time。Electronic version of "Declaration Form" and "Argumentation Sheet" (WORDFile format) and summary table (EXCELFile format) shall be submitted together.

3. Project establishment and funding

This project is sponsored by the Provincial Federation of Social Science and Technology、Chang'an Bank organized relevant experts to form a review team to conduct project review。The review is anonymous，Mainly examines the comprehensive research capabilities of the project，Including project team researchers、Project Design、Research Methods、Expected target、Related results, etc.，Select the best，The specific number of projects will be determined based on the application status。

Subsidy funds will be allocated one-time by the Provincial Federation of Social Science and Technology to the account of the project supporting unit after the project is approved。

IV. Project Completion

(1) The period of this research project is: from the date of release of the project results2024year12month20Day. Each topic forms one copy of no less than310,000-word research report and one copy2000A summary of the results in about 2 words, and the electronic version will be submitted at the same time.

(2) Provincial Social Science Federation、Chang'an Bank organizes relevant experts to review project completion results，After passing the project review，Go through the closing procedures in accordance with relevant procedures。

5. Use of results

Chang'an Bank has ownership of the results、Usage rights，Project team members have the right to authorize the project results。When the project team publicly publishes results related to the research on this topic，Please indicate the project name, project number and other information。

6. Relevant requirements

(1) Fill in the materials truthfully when applying for a project，And guarantee that there will be no intellectual property disputes。

(2) Changan Bank can designate its own personnel to participate in relevant project research work after the project is approved，Promptly submit research needs。Provincial Federation of Social Sciences、Chang'an Bank supervises project progress and quality from time to time。

(3) The project leader must comply with relevant commitments during project execution，Perform agreed obligations，Complete the research tasks on schedule; the "Application Form" approved for project approval is regarded as m88 online bettinga binding funding contract text。

m88 online betting(4) The project leader has one of the following situations during the project implementation,Will be revoked:

1.The project research results violate national laws and regulations;

2.Plagiarizing other people’s work and committing fraud;

3.The research results are obviously inconsistent with the approved project research design;

4.The project result was evaluated as unqualified for the first time，The second appraisal still fails after modification。

The person in charge of the canceled project 3 Not allowed to apply for Provincial Social Science Federation research projects during the year，The project application of the supporting unit next year will be restricted。

(5) Project declarationEndingTime is2024year5month31日，Overdue processing will not be accepted。Please send the electronic version to email:2280630925@qq.com。Please indicate the subject abbreviation (such as when sending an email“2024Chang’an Bank Project”).

Link Department Person:Zhang Ying

Contact number:029-85603000-8926    

Technology Department

2024year5month22日