Shaanxi Provincial Department of Education’s Notice on Doing a Good Job in "A letter to the 2013 graduates of college students with credit student loans》Notice on the implementation of publicity and implementation work

Shaanxi Education Loan Office (2013) No. 9

General colleges and universities:

    Recently, provinceDrafted by the Student Financial Aid Management Center of the Department of Education的《A letter to the 2013 graduates of college students with credit student loans》(attached, hereinafter referred to as "Letter"), to the general public2013 college student credit student loan graduatesSentBe honest and repay your loan on timeofCall,Prepare "A Letter" nowIssue,Notice on publicity and implementation work is as follows。

一、Raise awareness，Attach great importance to it。Since our province launched student credit student loans in 2007，In the Provincial Party Committee、Under the correct leadership of the provincial government，With the joint efforts of many parties，Loan work has achieved good results。As of the end of 2012，Total loan disbursement exceeds 4.1 billion yuan，Benefiting 690,000 needy students，Solved the problem of students from poor families in our province having difficulty in going to school and the problem of student arrears that has long plagued colleges and universities，got parents、m88 live casino and sports m88 slot machine casinobettingGeneral praise from universities and society。With the deepening of loan work，Provincial Department of EducationStudent Financial Aid Management CenterInnovative student financial aid working model, use《Letter》Provide financial knowledge and integrity and gratitude education to the majority of 2013 college credit student loan graduates，I hope they behave with integrity，Repay loan on time，eachCollegeWe must further improve our ideological understanding，Do a good job in "A Letter"Issue,Propaganda and implementation work,forPromote the healthy and sustainable development of higher education in our province，Improving the quality of higher education，Cultivation of various types of talents who are honest and trustworthy，Building"Three rich, one strong and one beautiful”New ShaanxiMake new contributions.

　2. Take multiple measures and publicize widely.All universities must print and distribute《Letter》To every graduating student in 2013 who received a loan，Guarantee one copy for each loan graduate。Make full use of broadcasting、TV、Newspapers、Network and other media，Scrolling subtitles via TV、Mobile newspaper、Poster、Blackboard newspaper and other forms，Widely promote "A Letter"，Create a strong atmosphere of public opinion，putPolicyTell it completely and clearlyStudent。

3. EnsurePromotionImplementationWorkIn place. eachCollegeToStrengthen the pairPromotion of "A Letter"Supervise and inspect the implementation,School Student Financial Aid Management DepartmentYesPromotionImplementation《Letter》mustGive full play to the party organization、The role of student union and grade class counselor，Absolutelyputof "A Letter"The content is preached to every loan graduate of 2013。

Notice hereby.

Shaanxi Provincial Department of Education Office

2013Year5Month 8th

Attachment:

A letter to the 2013 graduates of college students with credit student loans

Dear 2013 college graduates with credit student loans:

Hello! More than a month later，You will wave goodbye to the campus，Shouldering the important responsibility m88 best betting websitem88 slot machine casinoof the times，To realize the ideal of life。On this occasion，Shaanxi Provincial Department of Education has always cared about and supported youStudent Financial Aid Management Center19191_19196，I sincerely wish you all your wishes will come true，Together, virtue and industry can be achieved!

2007，The state aims to ensure that students from poor families in ordinary colleges and universities can successfully enter and complete their studies，Decided to carry out credit student loan work in our province。In the Provincial Party Committee、Under the correct leadership of the provincial government，With the joint efforts of many parties，Good results in credit work。As of the end of 2012，Total credit disbursement exceeds 4.1 billion yuan，Benefiting 690,000 needy students，Solved your difficulty in going to school，got parents、m88 live casino and sports m88 slot machine casinobettingGeneral praise from universities and society。

Students，Thinking back to when I was admitted to college，You and your family have experienced joy and sorrow: the joy is，An admission notice carries your dreams and the glory of your family; the sad thing is，Although the tuition is not expensive, it is beyond the family’s ability to pay。At this time，The credit student loan from the place of origin gives you the most powerful support，Help you realize your college dream，Grown into a new force in the Chinese Dream Team。Graduating now，The promise of "repayment on schedule" that year will be fulfilled: the loan interest during the school period will be subsidized by the government。Graduation Year9month1. annual12month20is the normal interest payment day。Only interest will be paid during the grace period (2 years)。The year after the end of the grace period12month20日，Start repaying the principal in equal installments in addition to interest payments，The last year of the loan period9month20Every day requires all repayment。If circumstances are abundant，The principal can be repaid in one go without interest before August 10 of the year of graduation; the principal can also be repaid in advance in the future，But the interest deadline is the 10th of m88 slot machine casinothe next month when the m88 online bettingprincipal is repaid。First, return through personal Alipay account，The second is to repay it through the county-level student financial aid management center that handles the loan。When your or your family’s contact information changes，To promptly report to the county-level student financial aid management center and the alma mater of graduation，Facilitate smooth flow of information。Currently，The national unified personal credit system has begun operation，Loan information has been entered into the system，Credit record as an individual，has been used to apply for study abroad、Entrepreneurship、Buying a car、House purchase loans and credit cards are under review。Repaying principal and interest on time will accumulate credibility and wealth for individuals，Give your future career wings to take off; the same，Various breaches of contract bring troubles to personal life and work，Also affects the sustainable development of credit。

Students，Objectively speaking，There is a certain pressure on current employment。There may be difficulties in repaying principal and interest at that time。To overcome difficulties，China Development Bank is actively building an employment platform for credit college students，The state is promoting the implementation of various employment measures。Rejoicingly，Our great motherland，We are entering a new era of realizing the Chinese dream together。The Chinese dream is the people’s dream，It’s a happy dream。On the road to pursuing happiness，Sweat of hard work，Shines with innovative wisdom，Promote the virtue of integrity。For you all，The dream of happiness is the dream of entrepreneurship and development。You are the sun at eight or nine o'clock in the morning，Shouldering the sacred mission of realizing the great rejuvenation of the Chinese nation。Your beautiful life has just begun，Some will sign contracts to join the domestic reform effort，Join national innovation，m88 best betting websiteSome will travel across the ocean to start a business m88 best betting websitein a foreign country，Expand development space...。No matter where you are，What career to create，We firmly believe，Over time，You will become the backbone of innovative social development，Will definitely become a pillar of the Chinese dream。Until then，You will take today’s care and integrity as a seed,Sprinkling in the garden of the soul，Let it take root，Grudge，Blooming，Result。Passing love，Develop with everyone’s freedom，Create conditions for the free development of all people。

Last，I sincerely wish the 2013 graduates of the province’s colleges and universities with credit student loans to achieve great goals、The future is bright!

Shaanxi Provincial Department of EducationStudent Financial Aid Management Center

May 8, 2013